Young Travel health insurance for foreign guests

Health insurance for young guests

Valid in Austria & Schengen countries
Stays up to a maximum of 364 days
Can also be concluded after entry into the country

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Your benefits

Are you planning a longer stay in Austria, for example, as an au pair, intern or student? With Young Travel travel insurance for young visitors, you protect yourself against high costs in the event of illness or accident. Our international health insurance covers the costs of medical assistance on site or return transport to your home country for up to one year. The "Premium" plan additionally includes liability and accident insurance.

Outpatient/inpatient treatments

Meets EU requirements for your stay in Austria as a foreign guest

24-hour emergency call service

Premium tariff includes liability and accident insurance

Tariff overview

	Carefree	Premium
Travel health insurance
Additional package
Travel accident coverage
Travel liability insurance

Maximum trip duration	364 days	364 days
Scope of cover	Austria & temporary trips to the EU/Schengen countries	Austria & temporary trips to the EU/Schengen countries
Age limit	Tariff up to and from the 29th/39th birthday	Tariff up to and from the 29th/39th birthday

Price overview	Download PDF	Download PDF
Mode of payment	Once, monthly, quarterly, semi-annually or annually	Once, monthly, quarterly, semi-annually or annually
Sample price	from € 1.70 (per year, up to 29th birthday) Calculate & book	from € 2.90 (per year, up to 29th birthday) Calculate & book

The most important benefits – at a glance

Health insurance for foreign guests

What´s covered	Carefree	Premium
Out-patient medical treatment
Out-patient medical treatment
Pain-relieving, conservative dental treatment
Pain-relieving, conservative dental treatment	€ 250
Inpatient medical treatment
Inpatient medical treatment	Yes (Deductible of 10 € per day for the first 28 days)
Radiation therapy, light therapy, and other physical treatments
Radiation therapy, light therapy, and other physical treatments	Yes (10% deductible for medicines)	Yes (10% deductible for medicines)
Medicines and bandages
Medicines and bandages	Yes (€ 5 deductible for medicines)	Ja (€ 5 deductible for medicines)
Therapeutic aids following an accident
Therapeutic aids following an accident	-
X-ray diagnostics
X-ray diagnostics
Surgeries
Surgeries
Transport by ambulance for in-patient treatment
Transport by ambulance for in-patient treatment
Medically required return transport of patients
Medically required return transport of patients	€ 10.000
Subsequent payments abroad
Subsequent payments abroad	3 month	3 month

Incoming-Additional package (Travel accident insurance)

What´s covered	Carefree	Premium
Invalidity
Invalidity	-	€ 30.000
Sum insured in the event of death
Sum insured in the event of death	-	€ 15.000
Sum insured in the event of death (for children under the age of 18)
Sum insured in the event of death (for children under the age of 18)	-	€ 10.000
Search and rescue costs
Search and rescue costs	-	€ 10.000
Cosmetic surgery costs
Cosmetic surgery costs	-	€ 5.000

Incoming-Additional package (Travel liability insurance)

What´s covered	Carefree	Premium
Liability risks of everyday life up to
Liability risks of everyday life up to	-	€ 1 Mio.
Liability claims due to damage to rented property per insurance case up to
Liability claims due to damage to rented property per insurance case up to	-	€ 25.000
Key loss
Key loss	-	€ 250
Damage to the host family’s household
Damage to the host family’s household	-	€ 25.000
Deortation costs
Deortation costs	-	€ 7.500
Financial loss
Financial loss	-	€ 10.000
Professional liability
Professional liability	-	€ 25.000
Default insurance
Default insurance	-	€ 10.000
Deductible
Deductible	-	None (exceptions: 20% in the case of damage to tenants and deportation, at least 50 € in the case of damage to the host family’s household 10%, at least 200 € in the case of professional liability and insurance against receivables 10%, at least 200 €)

Questions and Answers

In which countries does Young Travel travel insurance apply?

Scope of cover

For whom is travel insurance suitable?

Foreign guests up to the 39th birthday

What is the difference between the Carefree and Premium plans for Young Travel insurance?

Insurance plan information

With both plans for a Young Travel insurance policy, you are comprehensively protected as a foreign guest in Austria or the Schengen states. However, with the Premium plan, you will be reimbursed more costs in some cases. Example: We cover pain-relieving dental treatments up to € 250 per year in the Carefree plan, and 100% of the costs in the Premium plan. Another great advantage of the Premium plan is that you also benefit from travel liability and travel accident insurance. We particularly recommend this tariff if you have to fulfil a visa requirement during your stay. If you are unsure as to which variant suits you better, you can always contact our service team.

Can I extend my travel insurance?

Yes, upon request

Will I have to pay a deductible?

Proportionate in your travel liability insurance

Deductible costs are only incurred on a pro rata basis in the travel liability insurance. In cases of damage to rented property and deportation costs, the deductible is 20 % (minimum € 50) per insured event. In cases of damage to the host family's household, professional liability and loss of receivables, a deductible of 10 %, or a minimum € 200, will be deducted from the determined amount of damage.