Up to 65th birthday, excluding USA/Canada
Travel health insurance for single trips
Quick access
Your benefits
With HanseMerkur international health insurance you are optimally covered in the event of illness while travelling. Anyone who needs to see a doctor or go to hospital on a trip abroad usually pays for medication and fees themselves. Your international health insurance covers the costs of medical assistance or repatriation to Austria for up to one year. Calculate your premium now and benefit from these services:
Travel abroad from Austria once or as often as you like
Medications and surgical dressings
Return transport to Austria
Outpatient/inpatient treatments
Tariff comparison
| Carefree | Premium | |
|---|---|---|
| Maximum trip duration | 364 days | 364 days |
| Scope of cover | Globally(optionally with/without USA & Canada) | Globally(optionally with/without USA & Canada) |
| Additionally insured items
Extra-Benefits:
| ||
| Deductible | 20 % (If claims are not made to social/private insurance) | |
| Age limit | Tariff up to and from the 65th birthday | Tariff up to and from the 65th birthday |
Additional package | ||
| Travel accident coverage | ||
| Travel liability insurance | ||
| Personal assistance | ||
| Price overview | Download PDF | Download PDF |
| Mode of payment | Once, monthly, quarterly, semi-annually or annually | Once, monthly, quarterly, semi-annually or annually |
Sample price | from € 1.50 (per day, up to the age of 65, excluding USA/Canada)Calculate & book | from € 2 (per day, up to the age of 65, excluding USA/Canada)Calculate & book |
The most important benefits – at a glance
Travel health insurance
| What´s covered | Carefree | Premium |
|---|---|---|
| Outpatient treatment | ||
| Outpatient treatment | ||
| Pain-relieving dental treatment | ||
| Pain-relieving dental treatment | ||
| Medicines and bandages | ||
| Medicines and bandages | ||
| Radiation, light and other physical treatments | ||
| Radiation, light and other physical treatments | ||
| Massages, packs, inhalations and physiotherapy | ||
| Massages, packs, inhalations and physiotherapy | ||
| Aid prescribed | ||
| Aid prescribed | ||
| X-ray diagnostics | ||
| X-ray diagnostics | ||
| Operations | ||
| Operations | ||
| Inpatient treatment | ||
| Inpatient treatment | up to € 300.000 | 100 % |
| Medically necessary pregnancy treatments and premature births | ||
| Medically necessary pregnancy treatments and premature births | ||
| Medical transport for inpatient treatment | ||
| Medical transport for inpatient treatment | ||
| Medically sensible return transport of patients | ||
| Medically sensible return transport of patients | ||
| Costs for an accompanying person in case of return transport of sick persons | ||
| Costs for an accompanying person in case of return transport of sick persons | ||
| Transfer costs | ||
| Transfer costs | ||
| Funeral costs abroad | ||
| Funeral costs abroad | ||
| Subsequent payments abroad | ||
| Subsequent payments abroad | ||
| Dispatch of medicines | ||
| Dispatch of medicines | ||
| Visit to the hospital – in case of hospital stay longer than 5 days | ||
| Visit to the hospital – in case of hospital stay longer than 5 days | - | |
| Information about local doctors | ||
| Information about local doctors | ||
| Communication of information between doctors | ||
| Communication of information between doctors | ||
Travel liability insurance
| What´s covered | Carefree | Premium |
|---|---|---|
| Liability risks of everyday life | ||
| Liability risks of everyday life | € 750.000 | € 1 Mio. |
| Rental damage per insured event | ||
| Rental damage per insured event | € 25.000 | € 25.000 |
Travel accident coverage
| What´s covered | Carefree | Premium |
|---|---|---|
| Amount insured | ||
| Amount insured | ||
| Sum insured in the event of death | ||
| Sum insured in the event of death | € 10.000 | € 20.000 |
| In case of invalidity | ||
| In case of invalidity | € 20.000 | € 40.000 |
| Rescue costs | ||
| Rescue costs | € 20.000 | € 80.000 |
| Cosmetic surgery costs | ||
| Cosmetic surgery costs | - | € 5.000 |
Personal assistance insurance
| What´s covered | Carefree | Premium |
|---|---|---|
| Travel call | ||
| Travel call | ||
| In criminal proceedings | ||
| In criminal proceedings | ||
| Assistance in cases of arrest and threat of arrest (loans) | ||
| Assistance in cases of arrest and threat of arrest (loans) | up to € 3.000 | up to € 3.000 |
| Penalty bond (loans) | ||
| Penalty bond (loans) | up to € 13.000 | up to € 13.000 |
| In case of loss of means of payment and documents | ||
| In case of loss of means of payment and documents | ||
| Loss of travel funds (loans) | ||
| Loss of travel funds (loans) | up to € 1.500 | up to € 1.500 |
| Help in case of loss of credit cards and debit or Maestro cards | ||
| Help in case of loss of credit cards and debit or Maestro cards | ||
| Loss of travel documents | ||
| Loss of travel documents | ||
| Help with rebookings/delays | ||
| Help with rebookings/delays | ||
| Guardian angel for your house (emergency repairs) and your vehicle (self-retention in case of damage to the shell) | ||
| Guardian angel for your house (emergency repairs) and your vehicle (self-retention in case of damage to the shell) | - | € 500 |
Questions and Answers
Is there a deadline for taking out international health insurance?
Any time before departure
You can take out international health insurance at any time before you start your trip. Insurance cover begins at the earliest as soon as you pay the premium and ends on the agreed expiry date.
What is the maximum time I can travel?
Up to 364 days
With our international health insurance for one trip, you can travel for a maximum of 364 days. If you would like to insure yourself on several trips within one year, we recommend our annual international health insurance.
When does my health insurance expire?
At your agreed expiry date
Our international health insurance for a trip ends automatically on the agreed expiry date. If you take out an annual insurance policy, it is automatically extended for a further year without any action on your part.
Can I terminate international health insurance prematurely?
Yes, in the event of travel curtailment
If you end your trip earlier than planned, you can terminate your contract early. To do so, send us written notification within 31 days of the date of departure. Your contract ends when we receive the notice.
What do I do if I fall ill abroad?
Information for emergencies
If you need medical treatment during your stay abroad and have to go to hospital, for example, you are well protected with annual travel protection. You can reach our 24-hour emergency call service around the clock by calling +43-1-3152444. After the underlying event for a claim has occurred, fill out the travel health insurance claim form and return it to us as soon as possible. Alternatively, you can also report your claim online using our online claim form. If we require further documents than those requested in the form, we will contact you.
Did you know? Facts about international health insurance
Why take it out?
Benefits
Our savings tip
International health insurance: Why have it?
Are you working abroad for a few months, completing a semester abroad or planning a longer holiday? With international health insurance, you are covered for up to 364 days against treatment costs in the event of illness. It is particularly advisable to have travel health insurance outside the EU, as doctors and hospitals usually do not accept the Austrian e-card. As treatment costs abroad are often much higher than in Austria, you can quickly incur high costs, especially for inpatient stays. Save your travel funds and book our robust international health insurance from HanseMerkur.
What benefits are included?
Our international health insurance reimburses outpatient and inpatient medical costs for stays of up to one year. This also includes dental treatment, urgent operations and ambulance transport. If you have to return home early, we will refund the partial premium for the unused days. For even more comprehensive protection, we recommend our Premium plan with additionally insured events and higher reimbursement sums. Alternatively, you can book optional liability, accident and travel assistance.
Our savings tip
Do you travel several times a year and not longer than 62 days? Then we recommend our annual international health insurance for worldwide travel destinations – it is often worth taking out for as few as 2 trips per year. If you would like to be even more comprehensively protected, we advise you to take out our annual travel protection including return travel insurance, delay protection and liability insurance.
