Travel cancellation insurance in comparison

Travel cancel­la­tion insurance in compa­rison

Most people have already experienced it: You are looking forward to your well-deserved holiday and have to cancel it again shortly before the start of your trip due to illness or other reasons. To avoid high cancellation costs, it is usually worth taking out travel cancellation insurance before you travel. As we offer our cancellation protection for different types of travel and also as part of our travel insurance packages, you can find a comparison of all our travel cancellation insurance products here. Find the offer that suits you best with little effort.

Travel cancel­la­tion insurance in compa­rison

Cancel­la­tion protec­tion for holi­daysCancel­la­tion and travel protec­tion (world­wide)Annual cancel­la­tion and travel protec­tion
Maximum travel dura­tionunli­mitedup to 31 daysup to 62 days per trip
Scope of coverWorld­wideEurope/​World­wideWorld­wide
Travel cancel­la­tion insurance
Travel cancel­la­tion insurance high­lights:
  • Reim­bur­se­ment of contrac­tually agreed cancel­la­tion, reboo­king or cancel­la­tion costs, if there is an insured reason
  • No excess
  • We will cover the costs if you miss a flight, ferry, train or bus due to the delay of public trans­port.
  • You can rebook for personal reasons up to 42 days before the start of your trip – we will cover the reboo­king costs of up to € 30  per person.
Travel curtail­ment insurance

Reim­bur­se­ment of costs if you need to cancel, inter­rupt or extend the trip.

Return journey, delay and transfer protec­tion
High­lights:
  • Post-travel costs in case of inter­rup­tion of travel, accom­mo­da­tion and return travel costs
  • Addi­tional outward travel costs, addi­tional accom­mo­da­tion or return travel costs if public trans­port is delayed by more than 2 hours
  • Transfer, reboo­king or accom­mo­da­tion costs if the connec­ting flight is delayed by more than 2 hours at the connec­ting airport in Europe
 
Deduc­tible assump­tion

If your travel booking already includes cancel­la­tion insurance (with a deduc­tible), we pay the deduc­tible charged by the primary insurer (e.g. credit card, tour operator) up to 20% of the insured travel price. 

 
Luggage insurance

Repla­ce­ment for damaged, lost or late baggage.

 
Travel acci­dent protec­tion

Reim­bur­se­ment of expenses in the event of death or disa­bi­lity

 
Travel assis­tance insurance

World­wide acces­sible 24-hour travel emer­gency call provides support in urgent cases during the trip, for example if you lose your means of payment.

 
Inter­na­tional health insurance

Cost sharing for medi­cally necessary healing measures in the event of unex­pected illnesses or acci­dents of the insured person while trave­ling abroad.

 
Travel liabi­lity insurance 
Vehicle assis­tance

Orga­niza­tion and assump­tion of costs for break­down assis­tance/​towing/​reco­very in the event of a car break­down or an acci­dent.

   
Details Details Details

When does travel cancel­la­tion insurance make sense?

We recommend travel cancellation insurance, especially for longer holidays, cost-intensive trips and if you are going on holiday with a larger group of people. Especially on a family, class or group trip, the risk is high that the trip has to be cancelled due to fewer people travelling with you. Our cancellation insurance provides reimbursement and thus protects the entire family or group budget.

In the event of pregnancy, we also recommend additional cover with travel cancellation insurance at favourable premiums. If you find out about the pregnancy after booking the trip, cancellation, curtailment and rebooking are insured.

Travel cancel­la­tion insurance: Compa­rison of our services

We offer our insurance cover with trip cancellation for holiday trips and for club and class trips for young people under 30. With the travel cancellation insurance for holidays you insure the cancellation costs for worldwide travel abroad without any deductible. If you travel with your family or within a group, you can benefit from discounted rates.

In addition to the travel cancellation insurance that is included, you benefit from an additional travel curtailment insurance. If you have to cancel your trip within the first half of the trip (max. within the first 8 days) for unforeseeable reasons, we will pay the full price of the trip. The maximum insurable travel price is € 10,000 per person/family. If you are no longer able to use travel services in the second half of the trip due to travel curtailment, we will reimburse these from the 9th day.

Combi­na­tion of travel cancel­la­tion insurance and inter­na­tional health insurance

Would you like to insure your trip not only against travel cancellation and curtailment, but are you also looking for comprehensive insurance cover during the trip? In this case, we recommend our combined Cancellation and travel protection which you can select depending on the type of trip: for holidays, for club and class trips or for car, train and bus trips. The cover extends over a maximum travel duration of 31 days and is valid in Europe or worldwide, depending on the plan (for car, rail and bus travel only within Europe).

What benefits does the integrated travel protection include? In addition to important international health insurance, you benefit from travel liability insurance, luggage insurance and travel accident insurance. The latter covers high treatment costs in the event of disability as a result of a possible accident while travelling. Our return journey, delay and transfer cover also protects you against travel irregularities, e.g. if your flight is delayed by more than 2 hours. Within the integrated travel curtailment insurance, we cover 100% of the trip price if you have to interrupt your holiday within the first half (max. within the first 8 days) due to an unforeseeable event. In case of loss of payment means, your travel documents or criminal prosecution, you can reach our 24-hour emergency call service around the clock.

Travel cancel­la­tion insurance: Compa­rison of annual protec­tion offers

If you travel several times a year and not longer than 62 days per trip, we recommend our Annual Cancellation Insurance with Travel Protection. This means that you not only cover as many trips as you like against cancellation for a complete year, but you also don't have to worry about comprehensive health and accident cover on your trips. You can read about all the benefits included in our comparison table.

Prac­tical advice

The special thing about these travel insurance policies is not only their comprehensive travel and cancellation protection, they also always cover a larger group of risk persons, e.g. if you are travelling with your family, your partner or within a group. If you have to cancel or interrupt your trip due to someone falling ill, for example, all fellow travellers are always insured with each other. Example: You are accompanying a class trip and have to cancel the booked trip – e.g. due to pregnancy – shortly before departure? In this case, we will pay the cancellation costs for all insured persons. This is a great advantage over credit card insurance providers, for example, who often only cover the credit card holder in the event of cancellation.

For which cancel­la­tion reasons am I insured?

Our cancellation insurance covers numerous reasons for cancellation. If you opt for the premium plan among our offers, you benefit from additionally insured events and even more comprehensive protection. You are insured for these cancellation reasons:

  • Financial loss (over € 5,000) due to property crime/accident (Premium)
  • Unexpected worsening of an existing condition (Premium)
  • Illness or death of dog, cat, horse (Premium)
  • Unexpected serious illness
  • Death, severe injury due to an accident
  • Pregnancy after booking a trip
  • Fracture of prostheses, loosening of implanted joints
  • Failure to pass the training examination or failure to transfer at school
  • Job loss with subsequent unemployment
  • Significant damage to property
  • Unexpected court summons
  • Action for divorce, dissolution of registered partnership
  • Change of job, short-time work
  • Re-employment after unemployment