Are you planning a short or longer stay abroad? So that you can enjoy a carefree time abroad, we offer you a range of travel health insurances for your personal cover in the event of illness or accident. We offer you tailor-made cover for holidays, longer trips, semesters abroad or work assignments worldwide.
International health insurance is the most important component of travel insurance. Even if you are not on an adventure holiday in the Himalayas, but simply relaxing in an all-inclusive hotel, you may need medical assistance. Then not only does your holiday fall through, but it can also become very expensive very quickly.
HanseMerkur's international insurance policies cover the costs of outpatient and inpatient treatment abroad, as well as your return transport if this is medically advisable. Whether you are staying abroad for a longer period of time or just for a short holiday, HanseMerkur has the right international insurance on offer for you.
If you are studying abroad, going on a world trip or working abroad for a longer period of time on business, we recommend our international insurance. Our international health insurance covers the costs of outpatient treatment by a doctor, inpatient stays in hospital or pain-relieving dental treatment for up to 365 days.
If you travel more often within a year, we recommend our annual international health insurance. If you have taken out annual international health insurance, we will cover the costs of all outpatient and inpatient treatment abroad for one year on any number of trips (maximum travel duration of 62 days per trip). You also enjoy many other benefits: For example, we will inform you about the nearest German- or English-speaking medical care at your holiday destination and pay the hotel costs for a co-insured person if you are unable to travel due to an inpatient stay.
If you would like to be even more comprehensively protected for 1 year when travelling, we recommend our Premium annual travel insurance protection. The Premium annual travel protection includes not only international health insurance, but also travel accident insurance, luggage insurance and much more.
If you would also like to protect yourself in the event that you are unable to take a trip due to unforeseeable events, we recommend our annual cancellation insurance including travel protection.
